350 Mill Road 611

Experience elevated boutique living at Oscar Residences. This beautiful southwest corner 3-bedroom plus study suite offers unobstructed views and an exceptional layout designed for both comfort and functionality. Expansive windows fill the home with natural light while showcasing sweeping vistas, creating a truly impressive living experience.The thoughtfully designed floor plan features three spacious bedrooms, a versatile study ideal for a home office, two full bathrooms, and contemporary finishes throughout. Perfect for families, professionals, or those seeking additional space without compromising style.Includes one parking space and one locker for ultimate convenience.Situated in one of Toronto's most charming neighbourhoods, just steps to Dupont Subway Station, with easy access to transit, shops, dining, and local favourites.Enjoy an exceptional collection of premium amenities, including a state-of-the-art fitness studio with Freemotion & iFIT technology and advanced air/water filtration, elegant fireplace lounge, theatre room, meeting room, party room with chef's kitchen, European-inspired courtyard, rooftop deck with BBQ terrace, pet lounge with dog wash, 24-hour concierge, and secure parcel storage.A rare opportunity to own a sophisticated corner suite in a highly sought-after boutique residence.

Welcome to 293 The Kingsway, a gateway to sophisticated living in one of Toronto's most prestigious neighbourhoods.This remarkable 1,228 square foot corner suite offers an unparalleled luxury experience. With 10-foot ceilings and an expansive open-concept living, dining, and kitchen area, the space feels bright, airy, and perfect for entertaining. The gourmet chef's kitchen boasts upgraded appliances, premium cabinetry, and plenty of space to prepare and enjoy meals. Step out from the living room onto your spacious, 144 square foot terrace, a perfect outdoor retreat for morning coffee or evening cocktails. The thoughtful layout includes two bedrooms, a den, and three washrooms, providing ample space and privacy for every resident. The primary bedroom provides a private sanctuary, complete with a walk-in closet and a second standard closet for all your storage needs. From the primary bedroom, you can access your own private 40 square foot balcony, ideal for a breath of fresh air. This newer building has had a single owner, has never been rented, no pets and is in like-new condition, offering a pristine move-in experience.This suite includes one parking spot and one locker, making urban living effortlessly convenient. Residents of 293 The Kingsway enjoy an array of amenities, including a large fitness studio, a sprawling rooftop terrace with cozy lounges and BBQ stations, a pet spa, and a friendly concierge service. The surrounding community of The Kingsway is a rare jewel, known for its tree-lined avenues, lush parks, and vibrant urban amenities.Walk to shops at Humbertown Shopping Centre, enjoy a coffee at a nearby café, or bike along the scenic Humber River. With quick access to major highways and TTC, everything you could possibly want is at your doorstep. Look no further if you're considering the ultimate in luxury living -- just move in and enjoy!

Welcome to The Metro Lofts - a boutique midtown gem in the heart of Davisville Village. This beautifully renovated two-storey loft offers 1,290 sq. ft. of stylish, light-filled living with new laminate floors (2025), a newly-installed oak staircase with designer pickets, a beautiful modern kitchen with quartz counters, pull-up breakfast bar, abundant cabinetry with gold accents, and an updated Bosch appliance package make cooking and entertaining a joy. An enormous living room area boasts large windows offering fantastic soft light throughout the main floor, while upstairs you'll find two bedrooms each with their own private ensuite bath, a versatile loft-style den, and laundry with a new Samsung washer and dryer. Both independent HVAC fan coils have been updated and the condo comes with parking and a locker. Steps to the Kay Gardner Beltline Trail, Davisville Subway, Yonge Street shops, and vibrant local dining. A perfect blend of urban convenience and tranquil city living - the kind of home you'll love coming back to.

Welcome To Ocean Club Waterfront Condominium! Approx 1080 Sq Ft +/-! Beautiful 2 Bedroom + Den Condo With Locker Unit & Parking Spot! 2Full Baths & 1 Power Room In Total. Upgraded To Engineered Hardwood Floor. Combined Living/Dining Room With Access To The Balcony, OpenConcept, Modern Kitchen With Stainless Steel Appliances, Bedrooms Each With Closet & Ensuite. Custom Blackout Blinds Throughout The Unit.Condo Amenities: Electric Car Chargers, Steam Room, Hot Tub, Bicycle Storage, Party Room, Concierge, Roof Top BBQ. Closet To Metro,Shoppers, Transit, Shops Restaurants, Waterfront, Park & More!

Discover refined living in this stunning 3-bedroom, 3-bathroom corner suite in the prestigious Concord Park Place. Offering ~1,000+ sqft. of bright, open-concept space with 9-ft ceilings and floor-to-ceiling windows, this home showcases breathtaking south-west views of the CN Tower and city skyline. The modern kitchen features premium Miele appliances, quartz countertops, and sleek finishes throughout. Includes a parking space and locker. Enjoy access to 80,000 sqft. of luxury amenities, all just steps to transit, parks, and minutes to Bayview Village Shopping Centre and major highways. A perfect blend of luxury, convenience, and location. Some photos are Ai Virtual staging with furniture for illustration purposes only.

Welcome to this exceptional corner suite at 151 Dan Leckie Way in the heart of Toronto's vibrant CityPlace community. This beautifully maintained 3-bedroom, 3-bathroom residence offers a rare blend of space, functionality, and upscale finishes - ideal for professionals, families, or investors seeking premier downtown living. Featuring a highly functional open-concept layout, this bright and airy suite is flooded with natural light from desirable South and West exposures. The thoughtfully designed floor plan maximizes everyday comfort while offering seamless flow for entertaining. Two private balconies provide fantastic outdoor space with sweeping city views. The modern kitchen is a true standout, complete with built-in Miele appliances that deliver both performance and sophisticated design. A rare and valuable bonus - this unit includes two owned parking spaces and two private lockers, offering unmatched convenience and long-term value in the downtown core. Residents enjoy access to an outstanding selection of resort-style amenities including 24-hour concierge service, a fully equipped fitness centre and yoga studio, indoor pool and hot tub, party and games rooms, private theatre, squash court, lounge areas, and beautifully designed outdoor terraces with BBQ areas - perfect for relaxing or entertaining. Unbeatable location nestled between the Harbourfront and Financial District. Steps to Canoe Landing Park, waterfront trails, Loblaws, Sobeys, cafes, restaurants, TTC transit, and major commuter routes including the Gardiner Expressway. Minutes to the CN Tower, Rogers Centre, and Scotiabank Arena. An exceptional opportunity to own a sophisticated urban residence in one of downtown Toronto's most connected and desirable neighbourhoods.

** HST REBATE ELIGIBLE | BUILDER SALE ** Penthouse living at Junction House! Be first to call this impeccable 2 bedroom / 2 bathroom suite with study "Home". High ceilings and perfect modern finishes throughout including a Scavolini kitchen with an oversized island, complete with gas cooktop and expanded pantry space. White oak hardwood floors are paired with high ceilings (approx 11 feet) and a generous balcony with gas connections for summer bbqs. Spacious primary bedroom with huge walk-in closet and ensuite bath featuring dual sinks and generous shower. 2nd bedroom with full bathroom with linen closet. Sold with secure underground parking and storage locker. A bright and airy penthouse in an outstanding boutique building in the Junction, moments to shops, cafes, restaurants, parks and transit.

Welcome to this bright and spacious 3-bed, 2-bath condo with parking and locker and over 950 Sq ft at the prestigious Empire Quay House, perfectly situated in Toronto's vibrant Waterfront community. This contemporary residence features an open-concept layout with abundant natural light, sleek floor-to-ceiling windows, and stylish finishes throughout - ideal for daily living and entertaining.The well-appointed kitchen boasts stainless steel appliances and modern cabinetry, seamlessly flowing into the living and dining areas that extend to a private balcony - perfect for morning coffee or evening relaxation. The primary bedroom includes a luxurious ensuite bathroom, while two additional bedrooms offer flexibility for guests, family, or a home office.Enjoy the convenience of 1 parking space and a locker included, plus excellent building amenities such as gym/fitness facilities, rooftop terrace, party room, concierge, and more - all designed to elevate urban living.Located steps to Sugar Beach, St. Lawrence Market, Union Station, transit, shops and restaurants, this exceptional home puts the best of Toronto's waterfront lifestyle at your doorstep.

Penthouse living on one of Yorkville's most sought-after streets. This 1,080 sq ft suite sits at the top of a boutique building on Scollard Street, two blocks from Yonge/Bloor subway and surrounded by the best the city has to offer. True 10-foot ceilings throughout, a smart split-bedroom layout that gives both bedrooms genuine privacy, and an 87 sq ft east-facing terrace with unobstructed views over the Rosedale Valley. Inside, the suite is well-configured: an open living and dining area with floor-to-ceiling windows, a full kitchen, two four-piece bathrooms, and a den with a window that comfortably functions as a third bedroom or dedicated home office. The walk-in closet off the primary bedroom adds practical storage that most units at this size lack. Ensuite laundry, central air conditioning, and a second north-facing balcony complete the picture. Maintenance fee of $1,052/month covers heat, water, central air conditioning, building insurance, and one underground parking space and locker, both owned. Property is currently tenanted - ideal for an investor seeking an income-generating Yorkville asset, or an end-user planning possession on a 60-89 day timeline.

Must See! Incredible Unobstructed City Views. Brand New 3 Bedroom Corner Unit with 1Parking and1Locker at Peter & Adelaide. Open concept living/dining area with Large Kitchen extends to an inviting balcony, perfect for relaxing or entertaining against Toronto's iconic skyline. Master bedroom with 3pc Ensuite Bath and Walk in Closet. Prime downtown locations 100/100 Walk &Transit Score, steps to public transit, Walk To Attractions Like CN Tower, Rogers Centre, TTC Subway, Shopping, Clubs, restaurants and entertainment. Conveniently located near PATH in Financial/Entertainment Districts. Amazing Luxury amenities include Co-working & Rec Room, Outdoor Lounge, Fitness & Yoga Studio, Infra-Red Sauna &Treatment Rooms, Demo Kitchen, Private Dining Room, Party Lounge, Terrace, Outdoor Communal Dining, Rooftop Pool and Kids Zone & Arts& Crafts.

Welcome to Six99, a modern, boutique architectural standout located in the heart of Bayview Village. Enjoy everyday luxury with unmatched convenience just a 2-minute walk to Bessarion TTC Station (Line 4) or a 5-minute drive to Hwy 401 and Bayview Village Shopping Centre. Shopping & Restaurants just steps away! Every design detail from outside in is meticulously crafted to offer a blend of timeless sophistication and enduring value, setting a new standard for North York condominium living. Amenities include: A fully equipped fitness centre, two bookable party rooms located on the top floor, a rooftop terrace with outdoor dining and barbecues, and a lobby/co-working space.

Experience elevated urban living in the heart of Yonge & Eglinton; One of Toronto's most desirable neighbourhoods. This brand-new 3-bedroom corner suite offers over 900 SqFt of thoughtfully designed space, featuring 9-ft ceilings and a highly efficient open-concept layout tailored for modern living. Enjoy unobstructed southwest-facing views of the city skyline and waterfront from the full length balcony and floor-to-ceiling windows that fill the home with natural light throughout the day. The spacious living and dining areas seamlessly connect to a sleek, contemporary kitchen complete with high-end finishes, perfect for both everyday living and entertaining. Each bedroom is generously sized, offering comfort and privacy ideal for professionals, families, or executives. Located just steps from transit, dining, shopping, and top-rated schools, this residence offers the perfect balance of luxury and convenience.

Rarely offered south-facing corner residence at Ocean Club! Breathtaking, unobstructed views of the Lake and Toronto Skyline. 2 bed, 2.5 bathroom layout features nearly 1000 Sq ft. of interior space + an exceptional 330 sq.ft. wrap-around balcony - creating a seamless indoor-outdoor experience rarely found in condo living.Both elegant and functional - this sought-after split bedroom layout is framed by floor-to-ceiling windows providing ample natural light. Recently completed custom kitchen remodel (approx. $50,000) elevates the space with a chef-inspired design, featuring an enlarged waterfall island and built-in appliances.Primary suite offers a walk-in closet and a spa-like ensuite, while the second bedroom is enhanced with a custom closet system & it's own ensuite. A 2 pc powder room is placed near the entrance, separate for guests. Situated in the prestigious Humber Bay Shores waterfront community, residents enjoy direct access to scenic trails, parks, cafes, grocery, TTC service, and quick connectivity to the Gardiner & downtown Toronto. Lifestyle-driven location - ideal as a luxury principal residence or a high-quality turn key investment. This suite may be offered fully furnished, presenting a rare turn-key opportunity for discerning end-users or investors alike.

Unobstructed Downtown Views. Well Maintained And 2+1Bedroom With 2 Washrooms And Den can be used as your 3rd Bedroom or an Office. Fabulous City Core Lifestyle And Demand Location Close To All Amenities: U Of T, TMU, OCAD University, Major Hospitals, Banks, LCBO, Supermarket, Government Offices And Walk To Subway, Shopping, Food Court. Superb Common Facilities Included Indoor Pool, Gym, Sauna, Game Rook, Guest Suites And 24 Hrs Security Concierge. Perfect Suits for University Students and Professionals To Establish In This Neighborhood. 1 Parking & 1 Locker Included. B/I Microwave & Stove, Fridge, Dishwasher, Washer And Dryer, All Existing Electrical Fixtures, All Window Coverings.

Fully Renovated Luxury Condo | 2+Den | 2 Bath | Prime North York LocationLuxurious Tridel-built 2+1 bedroom suite with a rare oversized terrace! Welcome to this spacious, fully renovated residence in the prestigious Tridel "Skymark" complex. This bright corner unit offers a desirable northeast exposure, filling the home with natural light, and features an oversized terrace - perfect for morning coffee or entertaining.The unit boasts generously sized principal rooms, a large primary bedroom with a private ensuite, one parking space, and a versatile den/family room that can easily be converted back into a third bedroom.Thoughtfully redesigned with style and functionality in mind, this turnkey home showcases a bright open-concept layout with high-end waterproof flooring, sleek LED lighting, and elegant pot lights throughout.The designer kitchen is equipped with premium appliances and complemented by high-quality, Canadian-made faucets and finishes, offering both sophistication and durability.Relax in spa-inspired bathrooms featuring a stunning freestanding tub and modern finishes. The spacious primary suite includes a walk-in closet with ample storage, while the den provides an ideal space for a home office or guest room.Enjoy 24-hour concierge service and access to exceptional amenities, including indoor and outdoor pools, gym, racquetball and squash courts, tennis court, hot tub, saunas, billiards room, BBQ area, party room, library, and guest suites.Unbeatable location just steps to TTC, with easy access to Highway 404, Fairview Mall, schools, parks, and major shopping.Modern, bright, and move-in ready - a perfect opportunity for comfortable luxury living.

Welcome to a show stopping, fully reimagined 2-bedroom+den, 3-bathroom loft that delivers style, scale, & sophistication at every turn. Spanning over 1,400 square feet, this rare offering has been redesigned from top to bottom with impeccable attention to detail and includes underground parking & a storage locker for ultimate convenience. From the moment you step inside, you're greeted by sleek luxury waterproof vinyl plankflooring, striking custom built-ins, & a chic carpeted stair runner that adds both warmth & drama. The open-concept main level is an entertainer's dream, highlighted by a chef-worthy kitchen complete with full-sized stainless steel appliances (backed by an extended 5-year warranty), quartz countertops & backsplash, & statement LED lighting & designer sconces that set the mood. Indulge in not one, but 3 spa-inspired bathrooms, each finished with premium Italian porcelain tile, floating vanities, & elevated fixtures that feel straight out of a boutique hotel. The expansive primary retreat features a walk-in closet, a stunning en-suite, & a private balcony-your personal escape for morning coffee or evening unwinding. A second balcony off the kitchen & dining area is perfect for alfresco dining, hosting friends, or rolling out your yoga mat under the sky. The versatile main-floor den easily transforms into a third bedroom, stylish home office, or guest suite. Floor-to-ceiling, south-facing windows bathe the home in natural light all day long, enhancing the airy, loft-style vibe. Located in a dynamic, highly walkable community with an exceptional Walk Score of 97, everything you need is right outside your door-TTC, grocery, cafes, acclaimed restaurants, parks, schools, daycare, pharmacies, medical clinics, & more! Turnkey, trend-forward, & truly unforgettable, this loft offers the perfect fusion of luxury living & urban energy. Some photos have been virtually staged. Maintenance fees include all utilities except hydro.

Welcome to your water Front Condo Living! This stunning Luxury 3-bedroom, 3 bathroom condo offers breathtaking lake views with Panoramic South view wrap-around Balconies and a prime location in downtown Toronto. Step into luxury living, steps away from the vibrant lakeshore, and surrounded by all the conveniences of city life. Experience the best of downtown living with this south-after location. Walk along the lakeshore, explore trendy Restaurants and indulge in delicious dining options, and easily commute around the city with convenient access to public transportation. Property Features: - Spacious 3 bedrooms, 3 modern bathrooms with Luxury Finishes, Expansive Terrace offering panoramic lake views - Open concept layout for entertaining - Stylish kitchen equipped with modern appliances-Breathtaking Balcony. Key Highlights:- Perfect Downtown Location, Steps away from the scenic lakeshore, Brewery District, and St. Lawrence Market-restaurants, and cafes-Easy access to TTC and GO Train for easy commuting-Your Clients will fall in love with this stunning Condo.

This Unique And Stunning 3 Bed 3 Bath Corner Penthouse Unit Offers Abundance Of Light, Storage, And Space, Featuring Open Layout With Wrap-Around Terrace And A Million Dollar View of Lake; CN Tower, City, Sunset, And Other Magnificent Views. Approximately 1200 Sq Ft of Living Space Plus 500 Sq Ft Of Wrap-Around Terrace And 2nd Level Balcony. Open Concept Beautiful Kitchen With Movable Center Island, And Quartz Counters Is Amazing For Family And Entertainment. Oversized Primary Bedroom Face South And West, Can Easily Fit King Bed, Has Its Own Large Open Balcony That is Great For Exercise/Yoga/Tanning. Warm Cambridge brown 5" Wide Plank Maple Hardwood Is Laid Throughout Entire Apartment. Quart Counters And Marble Floors In All Bathrooms, Maple Stairs. Large Second Bedroom Is Currently Used As An Office. Water, Heat, A/C, And Common Elements Are Included In the Maintenance Fee. Easy Access To Gardiner/QEW, Hwy 427, And Downtown. Public Transit, Great Schools, Restaurants, Movies, And Shopping.

Stunning 2-storey,-modern open-concept 2 Bedrooms + Den or Office, with 2.5 Bathrooms Condominium Corner unit, with a walk out Terrace with Own BBQ Conncection, in the Heart of popular demand Little Portugal.,Includes one Owned Parking Space. Upgraded Modern Kitchen, Two Tone White and Brown Kitchen Cabinets, with Ceaserstone Countertops, Upgraded Light Fixtures, Open Concept layout. European style kitchen with Blomberg stainless-steel appliances, glass backsplash, and a breakfast bar - perfect for morning coffee and Breakfast or evening entertaining and relaxation. Spacious main Floor boasts with 9 foot soaring high ceilings exception of Low Areas, floor-to-ceiling windows, solar blinds, and hardwood floors throughout, lots of natural light, walk out to a Private Spacious Terrace, with GAS Barbecue Connection, enjoy Barbecuing, Sun Bathing, and Entertaining. Upgraded Stairs with Upgraded glass with a modern and trendy look, Leading the way to the upper Floor. Spacious Second Floor with Large Primary Bedroom offers his-and-her closets, and a spacious 3-piece ensuite Bathroom. Spacious 2nd Bedroom, with lots of Natural Light. Spectacular Facilities include Concierge, Security, Party Room and Meeting Room, Exercise Room, Roof Top Deck, Visitors Parking. Situated in the heart of one of Toronto's most desirable neighbourhoods, you're just steps to the Ossington Strip, Trinity Bellwoods Park, Walking Distance to Public transit, cafes, Library, restaurants, entertainment, and boutique shops - combination of urban living and modern lifestyle. Easy commute with Bus and Subway to different areas of Downtown Toronto, CN Tower, Sky Dome, Union Station, Toronto Island Airport, and much more,, Prime Location, close to everything... ***Includes one Owned Parking Space Located on P3, #83.***

Rarely Available Penthouse Suite in a Highly Sought-After Location. Experience elevated living in this bright and spacious two-storey 2+1 bedroom, 3-bathroom penthouse, offering over 1,200 sq. ft. of elegant living space. Designed with an exceptional open-concept layout and stylish upgrades throughout, this residence blends luxury with comfort. The modern kitchen features stainless steel appliances, quartz countertops, tile backsplash, and upgraded cabinetry. Step inside to a bright and airy sanctuary with soaring 9-foot ceilings and continuous upgraded hardwood flooring. The living and dining areas boast high ceilings and a walk-out to an oversized balcony showcasing stunning panoramic views of the city and the new Rogers Stadium. The spacious primary suite includes a walk-in closet and luxurious ensuite bath, while the den provides flexibility as a third bedroom or home office. Ideally located just steps from Sheppard West Subway Station, with quick access to Highways 401, 400, and 404, this home offers unmatched convenience. Enjoy proximity to top-rated schools, expansive parks, Yorkdale Shopping Centre, Downsview Park, and a diverse selection of dining and retail options. Additional Features: Modern finishes throughout - 9-ft ceilings, upgraded hardwood floors, remodeled closets, quartz and natural stone surfaces, custom kitchen and baths, upgraded cabinetry, and in-unit storage. Building Amenities: 24-hour concierge, indoor pool, sauna, fitness centre, visitor parking, guest suites, party room, and theatre room.

Welcome to your huge pie in the Skymark II by Tridel. This spacious 1645 sq. ft. 2+ Bedrooms, 2 1/2 Baths, Highly Desirable South/West facing corner unit with 2 walk outs to a large private balcony with unobstructed multiple views overlooking the City Skyline and Lake is ready to move in with all new flooring and freshly painted throughout. The highly desirable split bedroom layout features not only large Living and Dining areas but also a Family Room that can be used as a 3rd bedroom as there is a roughed in closet area. The enclosed solarium makes a perfect Work at Home Den, Library or Yoga Exercise area. The large primary bedroom has an updated Shower Stall with safety bars, walk in closet and another set of double closets. The spacious second bedroom also has a full ensuite bath and walk out to the south facing balcony. Spacious & Convenient Ensuite Storage Room. The brand new professional updates include: quality vinyl flooring, wood steps, light fixtures, door hardware, freshly painted through out. The parking spot is very close on P1 just steps from the elevator. Maintenance Fees include ALL utilities and Cable TV, Internet package! Enjoy full access to resort style amenities in this well managed and maintained building. Residents enjoy 24 hour gated security, building concierge, party & recreation rooms, indoor/outdoor pools, extensive gym, squash court, tennis courts, golf simulator, billiards, library, games & card room, beautifully landscaped gardens, ample visitor parking & handicap parking. Prime North York, Seneca Hill Location with easy access to transit just outside the complex , Highways 404, 407, Grocery store, Shopping, Medical, Fairview Malls, Parks and excellent Schools are all close by. Floor plans are attached.

Welcome to Time & Space Condos by The Pemberton Group in Toronto's vibrant Lakefront community. This incredible warm and bright unit features a 3 ensuite bedroom with a wide open balcony, offering unobstructed west views, along with breathtaking city vistas. The open- concept living and dining area is flooded with natural light thanks to floor-to-ceiling windows with 9 ft smooth ceilings creating a bright and elegant atmosphere throughout. 2 of the bedroom showcases stunning, unobstructed views. Steps To Distillery District, TTC, St Lawrence Mkt & Waterfront! Excess Of Amenities Including Infinity-edge Pool, Rooftop Cabanas, Outdoor Bbq Area, Games Room, Gym, Yoga Studio, Party Room And More!

Luxury High Level Corner Unit With Super Large Wrap-Around Balcony, Upgrades!!!! Very Bright, 2+1 Bedrooms And 2 Washrooms,9" Smooth Ceilings; Spectacular City And Lake Views, Stunning Kitchen; Steps To U Of T And Toronto Metropolitan University, Wellesley Subway, 24Hrs Supermarket, Yorkville Shops & Financial Districts! Amenities Include An Indoor Pool, Wet/Dry Saunas, Hot Tub, Gym, Yoga Studio, Party Room & Lounge

Best value and best views in the building-must see! Prestigious Cumberland Tower in Bloor-Yorkville. Bright southwest corner 2-bedroom + den with a functional split layout, floor-to-ceiling windows, and stunning views of Queen's Park, CN Tower, and skyline. Modern kitchen with integrated appliances, stone countertops, and breakfast bar. High ceilings, open-concept living/dining, and laminate flooring throughout. Well-maintained unit with valet parking included.Steps to U of T, subway, luxury shopping, top restaurants, ROM, and premium grocers. Enjoy world-class amenities including indoor pool and gym. Ideal for end-users or investors.